Utah Conforming Loan Limits 2022

An annually updated page showing Fannie Mae and Freddie Mac Conforming loan limits.

What is a Conforming Loan Limit?

Both Fannie Mae and Freddie Mac set limits on home loans that they will buy or guarantee. The Federal Housing Finance Agency (FHFA) publishes annual conforming loan limits that apply to all conventional mortgages delivered to Fannie Mae and Freddie Mac.

Have questions on the conforming loan limit?

Utah 2022 Conforming Limits

Below you will find a table that is sorted alphabetically by Utah county.

1-Unit – Likely a single-family home, these limits are for the majority of homes purchased in Utah.

2-Unit – Commonly known as a duplex, if you are purchasing a property that has two units under a single structure, then follow the 2-unit loan limit column.

3-4 unit conforming limits are available upon request. 

A quick note about these Utah conforming limits

These are conforming loan limits. You are able to purchase a property over these limits with a down payment. As an example and if you qualify, if your goal is to put 5% down on a property and that property is located in Salt Lake County Utah, you could purchase a property up to $681,263 and have a loan of $647,200 and still be considered conforming.

Utah County 1 Unit 2 Units
Beaver County $647,200 $828,700
Box Elder County $647,200 $828,700
Cache County $647,200 $828,700
Carbon County $647,200 $828,700
Daggett County $647,200 $828,700
Davis County $647,200 $828,700
Duchesne County $647,200 $828,700
Emery County $647,200 $828,700
Garfield County $647,200 $828,700
Grand County $647,200 $828,700
Iron County $647,200 $828,700
Juab County $647,200 $828,700
Kane County $647,200 $828,700
Millard County $647,200 $828,700
Morgan County $647,200 $828,700
Piute County $647,200 $828,700
Rich County $647,200 $828,700
Salt Lake County $647,200 $828,700
San Juan County $647,200 $828,700
Sanpete County $647,200 $828,700
Sevier County $647,200 $828,700
Summit County $970,800 $1,243,050
Tooele County $647,200 $828,700
Uintah County $647,200 $828,700
Utah County $647,200 $828,700
Wasatch County $970,800 $1,243,050
Washington County $647,200 $828,700
Wayne County $647,200 $828,700
Weber County $647,200 $828,700

Over the Conforming Limit?

After your down payment budget, if your home purchase is over the conforming loan limit for your preferred Utah county, consider talking to Kalab about his competitive Jumbo home loan options!

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