Reverse Mortgage

Tap Into Your Home's Equity and Eliminate Your Mortgage Payment!

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Accomplish the following with a Reverse Mortgage?

Available in the following States:

Have questions if a Reverse Mortgage is right for you?

What is a Reverse Mortgage?

A reverse mortgage is a loan program that allows seniors age 62 and older to borrow funds secured by a mortgage without having to make monthly mortgage payments. A HECM (Home Equity Conversion Mortgage) loan is a specific reverse mortgage program that is insured by FHA. The vast majority of all reverse mortgages are FHA insured HECM loans.

Funds received from a HECM loan are nontaxable. They may, however, affect your monthly social security income. Veritas Funding does not provide estate planning or tax advise; please consult a qualified financial planner or tax advisor to understand any potential changes to social security income prior to applying for a reverse mortgage.

A reverse mortgage (or HECM loan) is a mortgage loan and comes with the general risks of obtaining mortgage financing. Loan fees and closing costs will vary depending on borrower situation and loan type.  A HECM borrower is required to pay property taxes, insurance, utilities, maintenance, HOA dues and other related expenses for the property after obtaining a reverse mortgage.

A HECM loan debt must be paid before heirs can collect on any potentially remaining equity. The specifics of these situations vary, please speak with your HECM mortgage specialist about your unique situation. Have questions?

Reverse Mortgage Dislaimer

HECM (Reverse Mortgage) loans are not a product provided directly by HUD/FHA or the United States Government. Veritas Funding LLC, is an approved HUD lender, but is not acting on behalf of or at the direction of HUD/ FHA or the Federal Government. References herein to any specific commercial product, process, or service by trade name, trademark, manufacturer or otherwise, does not necessarily constitute or imply its endorsement, recommendation, or favoring by HUD, FHA, or the United State Government. All programs subject to change without notice. All services rendered by Veritas Funding (NMLS#252108) are to assist in providing mortgage loans. Veritas Funding brokers out this loan. Subject to borrower qualification. The information on this page is intended for informational purposes only. By filling out the form you are giving Veritas Funding Reverse Mortgage Specialist permission to call, text and email you to assist you with your HECM / Reverse Mortgage needs.

Contact a HUD approved HECM counseling agency here for a detailed review of your HECM risks

Is a Reverse Mortgage right for you? Find out now!

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